Why work with a Broker versus an Agent?

Working with an broker offers several distinct advantages over working with an agent. Here are the top five reasons:

1. Unbiased Advice and Client Advocacy: A broker works for you, offering impartial advice and championing your best interests, unlike an agent tied to a single company.

2. Access to a Wider Range of Options: Brokers cast a wider net, comparing policies from multiple insurers to ensure you get the best coverage with the lowest premium and max-out-of-pocket exposure for your individual needs.

3. Time and Cost Savings: Let a broker do the legwork; their expertise in navigating each carrier’s provider network, prescription formulary and supplemental offerings saves you both time and money.

4. Expertise and Knowledge: Brokers are insurance wizards, guiding you to the right carrier and plan that precisely fit your unique needs and cover all your bases.

5. Claims Support and Ongoing Service: Beyond finding a policy, a broker stands by you during claims and ensures your coverage evolves with your life. Checking in during the Annual Enrollment Period is a critical part of the ongoing service.